How to Apply HNI IPO – A Complete Guide for Smart Investors
If you’re planning to invest a larger amount in an IPO, understanding how to apply HNI IPO the right way can make a significant difference in your allotment chances and returns. The High Net-Worth Individual (HNI) category is designed for investors who want to invest more than ₹2 lakh in a public issue. Unlike the retail category, HNI applications fall under the Non-Institutional Investor (NII) segment. This means the rules, allotment process, and funding methods are slightly different. If you’re serious about IPO investing and want better exposure to high-demand listings, learning the exact application process is essential. Let’s break it down in simple terms. What Is the HNI Category in IPO? Before diving into how to apply HNI IPO , it’s important to understand what the HNI category actually means. In any IPO, investors are broadly divided into: Retail Individual Investors (up to ₹2 lakh) Qualified Institutional Buyers (QIBs) Non-Institutional Investors (NIIs) The HNI category...